As the largest private sector lender in India, HDFC Bank will announce its financial results for the June 2022 quarter on Saturday, the broker company has provided an estimated area of ​​net profit growth between 13.4 percent and 32.4 percent, in the year-to-basis of the year . Apart from net profit, investors also need to look at the quality of assets, margins, net interest income, slip and comments around the credit card.

BNP Paribas Global Broker hopes that the HDFC bank’s net profit will grow 13.4 percent Y-O-Y to RS 9,284.5 Crore, JPMorgan estimates growth of 32.4 percent to RS 10,232 Crore. Domestic Rumah Emkay Global Financial Services and Motilal Oswal Financial Services expects profits after tax (PAT) will surge 20 percent to RS 9,280 Crore.

Quarterly, HDFC banks are likely to record a decrease in net profit between 1.5 percent and 9 percent.

With a net interest margin, the said net interest margin (NIM) is expected to improve every quarterly, with a higher retail proportion and most of the company loans ordered at the end of Q4fy22.

In NII’s growth, Icici Securities said, “After moderation of up to 10 percent, NII growth tends to explore back up to 14-15 percent Y-O-Y. The bank pursues the best quality customers in all product segments. This will be balanced with growth led by payment products with high yields, rural and commercial results. In loan growth, Edelweiss Securities said the bank business update was not enthusiastic about loan growth at an unattractive level of 1.9 percent every quarter. “But, loan growth that is lower than the current sector is valued.”

Icici Securities also said that the growth of HDFC Bank credit is expected to remain strong at 21.6 percent Y-O-Y to RS 13.95 Lakh Crore. Deposit growth is estimated at 19 percent every year and CASA ratio (current account, savings account) is most likely around 46 percent.

Yes, the securities in his report said that the growth of the HDFC bank’s sequential loan was likely to be moderate because of the special aspect and the bank rose again from the impact of the third wave of Pandemi in Q4fy22, which would compensate for seasonal impacts from the first quarter that tickled the financial year.

The growth of the sequential NII will be very healthy considering the results on progress will develop faster than the cost of deposit because the loan repricing is compared externally, implies the expansion of net interest margin (NIM) based on sequentially, “he said.

Emkay Global also said, “Bank HDFC is likely to report healthy profitability led by better growth and contain credit costs. However, margin/costs may remain soft. “

In the March 2022 quarter, HDFC Bank reported Mandiri net profit of 10,055.18 Crore Rs for the March 2022 quarter, a leap of 22.82 percent compared to RS 8,186.51 Crore a year ago. His total income jumped eight percent to RS 41.085.78 Crore during January-March 2022, against Hospital 38,017.50 in the period last year.

NII Bank, Bunga gets minus interest issued, for the March 2022 quarter has grown 10.2 percent to 18,872.7 crore Rs, compared to RS 17,120.2 Crore a year ago.